All Risk cover for equipment.
Fire, Collision and/or Overturning of the conveying vehicle.
Theft from locked vehicle.
Accidental Damage and Theft without forcible entry from the venue or rehearsal room. (as long as the gear was being monitored and not left on the street) - duty of care needs to be shown.

Please bear in mind that the cover is an All Risk Policy where they look at Replacement Vlaue not purchase value. If you don't have receipts for items - an estimated of its current value would be sufficient. Its a great idea to list serial numbers of equipment and another sfae gurad is to take photos. It is wise to store these in another location other than your home.

You have the option to take out Public Liability as a seperate insurance at another time to allow one to space insurance premiums due (say six months)